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Buy A San Jose California Home

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When you decide to purchase a San Jose California home, you can count on an exciting experience where the living is good. One of the most significant decisions in life is purchasing a house and we are here to take the confusion out and make the process a lot simpler and faster for buyers.

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San Jose, California, is located in Santa Clara County and is in the heart of Silicon Valley. With a population of 894,943, San Jose is a vibrant, growing and thriving metropolitan community. San Jose has evolved and blossomed with growth in culture, arts, and technology which dominate the area as evidenced by the innovative Tech Museum, the San Jose Museum of Art, and the Children’s Museum. Additionally, SJSU campus of the California State University calls San Jose home. The newly developed Santana Row, a pedestrian arcade of upscale restaurants and designer shops combined with luxury apartments reflect the city’s trend-setting and upwardly mobile lifestyles.

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When buying a San Jose home, it’s vital to look for a home that is convenient to work and schools. Most people in the San Jose area, take the daily commute into consideration when shopping for a home. Why not take the daily, weekly, and even monthly activities of family members consciously into account in order to to determine the best location and housing needs when buying your next home.

Finance plays a huge role in the decision to purchase your San Jose home. If you want to buy a home, but aren’t sure if your budget can handle soaring real estate prices, we’ve got good news. There are things you can do to stretch your buying power. With the help of your real estate agent you can become a savvy home buyer without breaking your budget. Here are some helpful tips.

  • Get pre-approved for your home loan. This means, fill out a loan application and go through the process of securing financing. That way, when you’re ready to seriously evaluate real estate, you’ll know exactly how much home you can afford. And you can prove to a seller that your offer is sincere.
  • Explore creative financing options. During the home loan pre-approval process, ask about ways to get creative with your financing. Low down payment options, first and second mortgage combinations and first time buyer programs might help you afford more funding.
  • Sell your existing home first. Although selling your existing home before finding new real estate to buy can be a little nerve wracking, any inconvenience will be offset by your ability to make an offer with cash in hand. Contingent purchases are not the best when negotiating to buy a home. Having your financing in order and your bags packed will give you the advantage in a competitive market.
  • Look for vacant real estate. Perhaps a seller’s job has transferred him out of the area. Or maybe a family purchased a new home before putting their existing one on the market. In any case, a vacant home could be just the deal for a savvy home buyer, so have your realtor look for vacant property in your preferred neighborhoods. And keep in mind, the longer a house stays empty, the greater your negotiating power will be.
  • Consider cosmetic fixers. If you’re handy with a paintbrush, a toolset and gardening equipment, consider buying real estate in need of cosmetic fixing. Property that lacks curb appeal needs minor handiwork or the yard overhauled could end up being the home of your dreams for a price you can afford. You just need to look beyond the ho-hum to see the potential of a cosmetic fixer.

  • Don’t discount bank foreclosures. One person’s loss could be your gain if you buy real estate in foreclosure. Although the search for a decent foreclosure may take a while, your realtor should be able help.

  • Older homes are typically priced much less than newer construction. If you can enjoy life in an older and smaller home in a neighborhood or suburb off the beaten path, this could be your ticket to real estate ownership.



There is no stronger tool in the home buying process than having all your financing in line before you start shopping. Due to the demand in San Jose, ready-to-go financing's offers are required for favor with any seller. If you are mindful of this when the time comes to make your offer, the whole affair will go much more smoothly and you will be able to dedicate your time to what is important. How to decorate your new home.

Contact Information:

Tom Merigan
Realtor/Keller Williams Cupertino
20230 Stevens Creek Blvd. Ste. E,
Cupertino CA 95014
Phone (408) 559-1069
Fax (408) 850-6901


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